Georgia General Warranty Deed $249 flat fee
Get your general warranty deed in 2 business days. Sign from home. Return by FedEx for recording.
Attorney-prepared deeds
Every deed is drafted by a licensed attorney. Title-reviewed and recorded by our team.
Clear flat-rate pricing
$249 flat fee. Add Mobile Notary for $150 if you want us to send a notary to you. No hidden fees.
100% remote — no office visits
Skip the courthouse trip. Deed delivered by email. Sign with any notary. Return by FedEx for county recording.
What is a general warranty deed?
A general warranty deed transfers ownership of Georgia real estate with the broadest possible warranty of title. The grantor isn't just promising the title is clean during their period of ownership — they're standing behind the title's entire history, going back to the original land grant.
If a defect surfaces years after closing — a forged signature from 1962, an unrecorded easement, a missing heir's claim — the grantee can come back to the grantor for damages under the warranty covenants. That liability survives closing, doesn't expire, and runs to the grantor's heirs and estate.
Why it's less common in Georgia than you might think
Most Georgia residential closings use a limited warranty deed plus an owner's title insurance policy — not a general warranty deed. The reason is risk allocation: title insurance covers older defects more reliably than chasing down a former seller's heirs decades later. General warranty deeds are typically used when the buyer specifically requests one, in family transfers where the grantor wants to give the strongest possible deed, or in transactions where title insurance is unavailable or undesired.
The six covenants of a general warranty deed
A general warranty deed carries six implied promises (called "covenants") under Georgia law. Together they form the strongest title guarantee any deed can provide.
Covenant of Seisin
The grantor warrants they actually own the property and have lawful possession of the title they're transferring.
Covenant of Right to Convey
The grantor warrants they have the legal authority to transfer the property — no co-owner blocking them, no court order restricting them.
Covenant Against Encumbrances
The grantor warrants the property is free of liens, mortgages, easements, or other encumbrances except those specifically disclosed in the deed.
Covenant of Quiet Enjoyment
The grantor warrants the grantee won't be evicted or disturbed by anyone with a superior claim to the title.
Covenant of Warranty
The grantor agrees to defend the title against any third-party claims — and to compensate the grantee if the title fails.
Covenant of Further Assurances
The grantor agrees to sign any additional documents needed later to perfect the grantee's title.
The first three covenants address the title at the moment of transfer. The last three are forward-looking — they bind the grantor (and the grantor's estate) for as long as a title defect remains undiscovered. That long tail of liability is exactly why limited warranty deeds + title insurance dominate Georgia practice — and exactly why some grantees insist on a general warranty deed when they can negotiate for it.
When to use a Georgia general warranty deed
Buyer demands maximum protection
The buyer specifically negotiated a general warranty deed in the purchase contract — common in some commercial deals, large residential transactions, or when the buyer is unfamiliar with Georgia's limited-warranty norm.
Strong family transfer with consideration
Parent selling to an adult child, sibling-to-sibling sale at fair value, or any family transaction where the grantor wants to give the highest-quality deed possible as part of the family transfer.
Out-of-state buyers
Buyers from states where general warranty is the residential default (Texas, Virginia, North Carolina, etc.) often expect one in Georgia transactions and won't close without one.
Closing without title insurance
Buyer is forgoing owner's title insurance and wants the strongest possible deed warranty as a substitute. Less common, but it happens — especially in cash family sales.
Estate from a long-tenured owner
The grantor has owned the property for decades and is comfortable warranting the entire history because they know it well. Confident estate administrators sometimes use a general warranty for distributions to heirs.
Premium-grade FSBO sale
Seller wants to make the deed itself a selling point — "buy from me and you get a general warranty deed, not a limited warranty." Useful when competing against MLS-listed inventory.
How we prepare your general warranty deed
Three steps. Start to finish in about 2 weeks.
- takes ~5 minutes
Step 1 — Share property and party details
Complete our online form: property address, grantor (seller), grantee (buyer), and any sale or consideration details. Upload the current deed if you have it — otherwise we pull it.
- ready in 2 business days
Step 2 — Receive your general warranty deed
We pull your title record, confirm the legal description, prepare the general warranty deed with all six Georgia warranty covenants, complete the PT-61 transfer form, and email everything with signing instructions.
- recording up to 1 week
Step 3 — Sign, notarize, and we record it
Grantor signs in front of a notary and one witness. Ship it back with our prepaid FedEx label. We eFile with the county clerk under HB 1292 and a recorded copy hits your inbox when it's official.
Quitclaim vs. limited warranty vs. general warranty
| Quitclaim | Limited Warranty | General Warranty | |
|---|---|---|---|
| Warrants grantor actually owns it | ✗ | ✓ | ✓ |
| Warrants title during grantor's ownership | ✗ | ✓ | ✓ |
| Warrants title before grantor's ownership | ✗ | ✗ | ✓ |
| Grantor liability after closing | None | Their period only | Entire title history |
| Common GA use | Family / trust / LLC | Most GA residential sales | Buyer-demanded; family premium |
| Cost to prepare with us | $249 | $249 | $249 |
A general warranty deed gives the grantee the most protection of any Georgia deed type. It also gives the grantor the most ongoing liability. Pick this deed when the strength of the warranty is more important than the long tail of risk it creates for the seller — most often when the buyer has the negotiating leverage to demand it, or when a family seller wants to give a clean, complete deed as part of a larger family arrangement.
Is a general warranty deed right for you?
Good fit
- Buyer specifically requested a general warranty deed in the purchase contract
- Out-of-state buyer expecting their home state's deed norm
- Premium family sale where the grantor wants to give the strongest deed possible
- Closing where the buyer is not purchasing title insurance and wants deed-level protection
- Confident estate administrators distributing long-tenured properties to heirs
- Seller positioning the deed itself as a sales advantage on a FSBO listing
Not a fit
- Sellers uncomfortable with open-ended warranty liability (use limited warranty + title insurance)
- Family transfers with no money changing hands (use a quitclaim — warranty serves no purpose between trusting parties)
- Estate of a property the grantor never personally owned long-term (use limited warranty)
- Property outside Georgia
- Investor flips (limited warranty is industry standard)
If you're being asked for a general warranty deed and you're not sure you should sign one, book a free call — a title examiner will walk you through what you'd be agreeing to.
Simple flat-fee pricing
Recording fees at the county are included. No hidden costs.
Standard
Everything you need for a standard Georgia deed transfer.
- Title search
- Deed in 2 business days
- County recording
- Lifetime customer support
- ClearPath Guarantee — full refund anytime before recording
$399 flat total
Everything in Standard, plus a notary who comes to you.
- Georgia notary travels to your home, office, or coffee shop
- Anywhere in Georgia
- Evening and weekend slots available
- You pick the date and place
Standard customers: most banks, credit unions, and UPS Stores notarize free or for a small fee.
Georgia General Warranty Deed — Frequently Asked Questions
What's the difference between general and limited warranty in Georgia?
How long does the warranty liability last?
Does a general warranty deed replace title insurance?
Why don't most Georgia closings use a general warranty deed?
Can I refuse to give a general warranty deed if a buyer requests one?
What are the six covenants of warranty?
Does the grantee need to sign?
Is a general warranty deed always the best deed for the buyer?
Will a general warranty deed remove me from the mortgage?
How long does the full process take?
What Georgia homeowners say
“We needed to make changes to our deed. Living outside of Georgia Todd made this so easy. We are very thank for ClearPath Title.”
“I'd highly recommend these folks for handling a deed transfer/filing. They were very knowledgeable as to the process requirements and attentive to addressing our questions in a very professional manner.”
“Was an easy process. All paper work completed quickly. Have recommended these folks to others.”
Ready to prepare your Georgia general warranty deed?
- $249 flat rate
- Deed in 2 business days
- 100% remote
- ClearPath Guarantee
Other Georgia deed types we prepare
- Quitclaim Deed — fast, no-warranty family/trust/LLC transfers
- Limited Warranty Deed — most common GA residential deed
- Transfer-on-Death Deed — name a beneficiary, skip probate
- All deed services — back to homepage